Terms of Service for Monica Pham

By subscribing to this publication, you agree to the following:

1. No refunds. Due to the digital nature of this content, all payments are final.

2. Personal use only. Don’t copy, share, or redistribute my paid content without permission. Respect the work.

3. Content access. Paid subscribers get access to exclusive essays, behind-the-scenes posts, and community features. Access may vary based on subscription tier.

4. Billing. All payments are billed through Substack. Direct debit payments may take time to process, but access may be granted immediately. Substack handles subscription management, and you can cancel at any time.

5. Community conduct. Be respectful in comments and messages. Harmful, hateful, or spammy behavior will result in removal without refund.

6. Rights. All content is the intellectual property of Monica Pham unless otherwise noted.

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